Loan Consolidator Blog

News and information about loan consolidation, loan refinancing, debt consolidation, and debt settlement. Debt consolidation is often advisable when someone is paying high interest credit card debt. Credit cards can carry a much larger interest rate than even an unsecured loan from a bank.

Friday, January 25, 2008

Domain Stock Exchange Announced

Fusu -- The Domain Stock Exchange -- Announces Public Beta and Key Partnership

Fusu, the world's first Domain Stock Exchange opens up to a wider audience; Announces strategic partnership with EuroDNS to solidify the road to launch and beyond.

January 26, 2008 -- $300,000 in only 100 days is the record achievement made by Fusu, the first Domain Stock Exchange platform. Incredibly high for a closed, invitation-only beta, the virtual amount was reached by a hundred key players in the Domain Industry that are already using the real-money version launched in November.

With 140 million domains registered today and a market value that could reach $4 billion by 2010, the need for a dedicated platform where domain names purchasers and investors could meet and trade was sorely unaddressed until late 2007, when Fusu was pre-launched by a team of Internet professional to address that very issue.

Because so few good names are still available, domains have become the real estate of the 21st century. More than 90,000 domain names are bought daily, with some achieving spectacular market values: Vodka.com sold for $3.5 million, Computer.com for $2.1 million.

As the market matures through the efforts of experienced investors and industry leaders, processes and standards have emerged that have facilitated the development of brokerages, auction platforms and leveraged financing instruments. Fusu's Domain Stock Exchange represents the natural evolution of this trend as it brings further transparency and reliability to the market.

As with a traditional Stock Exchange, Fusu allows its participants to get liquidity from their assets. On Fusu, holders of a premium domain (i.e Vodka.com) can devote a fraction of their domain to the market and immediately get money out of it without having to give up its control at any time. In return, stockholders in the domain name will get their share in future sales or advertising revenues generated by the domain name.

•    For example, one domain owner sold 45% of his $5,000-value domain on Fusu. He earned $2,250 in the first 24 hours after his Initial Domain Offering. In the trading that followed, the domain rose to a value of $6,200, a 24% gain.

Shareholders participate in the booming domain name industry, without having to spend hundreds of thousands on a single premium name. Just like on any other Stock Exchange, shares can then be traded between buyers.

•    Indeed, during the closed beta, the most successful trader on Fusu earned over $4,000 in real money, only by investing in shares.
•    Under the same circumstances, the most active trader bought or sold over 18,000 shares, resulting in a transaction volume of $36,594.90.

With today's launch of Fusu's Public Beta, everyone is now invited to buy and sell shares of premium domain names that are owned by a few well known and trusted domainers, to guarantee a safe and trustworthy Exchange during the Beta period.

To provide for a stable launch, today also marks the beginning of a partnership with EuroDNS SA, well-known registrar and a key player in the domain industry. "By bridging the gap between the traditional finance world and the innovative domainers' crowd, Fusu grants investors an unprecedented access to valuable properties while fueling a buoyant market" comments Xavier Buck, EuroDNS CEO. "Our company is proud to participate in a great venture that could become essential to domainers and Internet users worldwide."

Website: Fusu - The Domain Stock Exchange

Press Contact: Press Department
Company Name: Fusu - The Domain Stock Exchange
Phone: +421 220 86 20 40
Website:
http://www.fusu.com

Wednesday, January 23, 2008

Seniors Using Equity for Retirement

More Seniors are Using Their Equity for Retirement Funds

As more seniors are tapping into equity to fund their retirements, companies like My Reverse Mortgage Pro are seeing a bigger share of the mortgage market.

Carlsbad, CA (PRWEB) September 13, 2007 -- While many mortgage lenders are seeing big slumps in their lending business, reverse mortgage brokers such as My Reverse Mortgage Pro are seeing their business booming. The reverse mortgage is a lending option for seniors over the age of 62 who own their home. This type of loan uses the home as collateral, and helps provide money for retirement which can be used for any necessary costs that arise during those years.

Reverse mortgage loans are definitely on the rise. Last year, reverse mortgages rose by nearly 10 percent on a dollar basis in the second half of the year, according to the Mortgage Bankers Association. The total number of reverse mortgages rose by approximately 20 percent during the year, in fact, and these numbers are looking to repeat themselves by the end of 2007. Between 2000 and 2006 the number of reverse mortgages increased tenfold, according to the Federal Housing Administration.

My Revere Mortgage Pro is a group of lenders providing these important mortgage options, which more seniors are taking advantage of. This segment of the mortgage market is seeing tens of thousands of seniors taking out reverse mortgages each year - last year it was approximately 76,000 seniors, and lenders at My Reverse Mortgage Pro are sure that more seniors in the nation will be using their services this year.    

More brokers are specializing in these types of mortgages to gear up for the increased number of reverse mortgage customers in coming years. The cost of living continues to increase while many baby boomers reach retirement, so more people in the over-62 age bracket are using reverse mortgages to gear up for their golden years. Reverse mortgages can be used to get a lump sum of cash, or monthly stipends for various periods of time. The reverse mortgage does not need to be paid back until the end of the loan, or until the homeowners cease to live in that home.

Americans over the age of 62 hold an estimated $4.3 trillion in home equity, according to a recent report by the National Reverse Mortgage Lenders Association. With many baby boomers questioning whether they have enough money in their savings and investments to last through their retirement years, reverse mortgages should continue to grow.

For more information about reverse mortgages, visit www.myreversemortgagepro.com.

About My Reverse Mortgage Pro:

MyReverseMortgagePro.com is dedicated to providing reliable, complete and easy-to-use information about reverse mortgages for people over the age of 62. MyReverseMortgagePro.com also brings together the most suitable mortgage lenders with clients who are interested in revere mortgages. MyReverseMortgagePro.com provides as clear a picture as possible about the different types of reverse mortgages available. And for those who can't find the answer, they are ready to help with any information they need.

Press Contact: Mike Cheslar
Company Name: EVisibility
Phone: 877.728.4822
Website:
http://www.myreversemortgagepro.com/

Tuesday, January 22, 2008

Cash For Structured Settlements

I keep seeing many ads from several companies that talk about cash for structured settlements. It seems to make sense that if you have some kind of judgements or settlement that will be paying you slowly over time, that you want to get all of it now and not have to wait.

But I wonder what the cost for selling to a structure settlement broker is? Since there are so many ads, I have to think that people will take a LOT less cash if they don't have to wait for their money. So I'm not so sure that's really a good idea. It might make more sense to get a loan from a bank or someplace else and pay a lower percentage rate.

Friday, January 18, 2008

Spring Break for Real Estate Investors

Austin is the 'Spring Break' Destination for Real Estate Investors Eager to Earn Mobile Home Millions

This April, hundreds of real estate investors will descend on Austin, Texas for Mobile Home Millions 6, the premier annual event for mobile home investors and industry professionals. Mobile Home Millions is a three-day knowledge and networking event presented by MobileHomeUniversity.com, the Internet's leading website for mobile home and mobile home park investor education.

Austin, TX (PRWEB) January 17, 2008 -- While millions of teens storm the beaches of Fort Lauderdale, savvy real estate enthusiasts will be heading to Austin, Texas for Mobile Home Millions 6 and a spring break dedicated to the art and science of mobile home investing. Mobile Home Millions 6 ('MHM6') is an intensive three-day knowledge and networking-focused event presented by Mobile Home University, the leading online website for mobile home and mobile home park investor education. This year's event will be held from April 18-20 at the Sheraton Austin Hotel, in the heart of Austin, TX.

Now in its sixth year, the Mobile Home Millions conference has established a powerful legacy of helping new investors get started in the business and existing investors increase the profitability of their investments. This year's event will be no different. Mobile Home Millions 6 will cover a wide range of subjects including how to get started with mobile homes and mobile home parks, how to obtain financing, and how to turn part-time investing efforts into a full-time passive income. In addition to the educational information parsed out during the numerous educational sessions, one evening of the long weekend will be devoted to one-on-one brainstorming with the experts. The event also includes a number of networking opportunities that will allow conference participants to build relationships with real estate entrepreneurs and investors from all over the country.

The MHM6 roster of speakers will include industry legend Lonnie Scruggs, the 'father' of the used mobile home industry, as well as Dyches Boddiford, Steve Case, Blake Donaldson, Tony Colella, Pete Youngs, and others. "Mobile homes and mobile home parks can be tremendous financial assets," reports Corey Donaldson, one of conferences featured investment gurus and co-founder of Mobile Home University. "Just ask Warren Buffett."

Follow The Leader
Since 2003, Warren Buffett has become the nation's number one manufacturer and holder of mobile homes notes by acquiring Clayton Homes for a cool $1.7 billion and bankrupt Oakwood Homes in 2004. "Manufactured housing...can deliver very good value to home purchasers,'' he explained in his 2003 shareholder letter. "Indeed, for decades, the industry has accounted for more than 15% of the homes built in the U.S.''

Mobile home parks, also referred to as manufactured home communities, are "a perennially stable real estate investment, as evidenced during 2006, by its improving 91.3 percent national average occupancy rate and attractive 41.1 percent average operating expense ratio." (Source: Allen Report, an analysis of more than one-quarter of the approximately 500 portfolio 'known' owners and operators of land-lease communities in the U.S. and Canada)

Rich Man, Poor Man
Donaldson is quick to point out that, "You don't need Warren Buffett's deep pockets to invest in mobile homes and mobile home parks." Whether you have cash, equity, or are "willing to put in sweat equity," says Donaldson, it is possible to use mobile home investments to create a lifetime of cash flow. "But you do need a solid foundation and education in the business."

For more information about Mobile Home Millions 6 or to learn more about the educational resources offered by MobileHomeUniversity.com, visit http://mobilehomeuniversity.com/mobilehomemillions/.

About Mobile Home University
www.MobileUniversity.com is the leading online website for mobile home and mobile home park investor education, providing hard-hitting advice and information to investors about the mobile home industry. Mobile Home University presents a full range of teleseminars, bootcamps, and live events, including Mobile Home Millions, now in its sixth year. Visitors to MobileHomeUniversity.com may access free articles, an active forum, and a topical and timely blog, as well as opt-in to a free investor's ezine.

Press Contact: Blake Donaldson
Company Name: Mobile Home University
Phone: 858-964-0870
Website:
http://mobilehomeuniversity.com/mobilehomemillions/

Tuesday, January 15, 2008

Foreclosure Prevention Hotline Calls Double

 Nation's Foreclosure Prevention Hotline Shatters Previous Call Records

President Bush's announcement encourages more than 140,000 concerned homeowners to reach out for help

January 15, 2008 - MINNEAPOLIS - More than 143,000 calls from distressed homeowners were fielded by the Homeownership Preservation Foundation's Homeowner's HOPET Hotline in the fourth quarter of 2007, twice the number of calls received during the third quarter and nearly 10 times that of the first quarter of the year.

The Homeownership Preservation Foundation (HPF) is a nonprofit organization that operates a national 24/7 hotline - 888-995-HOPE. The hotline provides free, bilingual, personalized assistance to help at-risk homeowners avoid foreclosure.

In December 2007, the HOPE hotline became the primary contact point for homeowners with delinquent mortgages, as part of the HOPE NOW Alliance, the Administration's initiative to stem America's foreclosure crisis. HPF is a member of the HOPE NOW Alliance of mortgage servicers, mortgage market participants and counselors. According to HPF, more than 37,000 homeowners received counseling during the fourth quarter alone - more than three times the 10,000 completed sessions in all of 2006.

"We're encouraged because more homeowners are being proactive in reaching out for help," says Colleen Hernandez, president and executive director of HPF. "Mindful of the significant call volume following the President's announcement, HPF established a triage response system that offers resources to those who need information and directs callers who need foreclosure prevention counseling right to counselors, allowing us to operate more effectively."

Among homeowners who called 888-995-HOPE, 31 percent were less than one month behind in mortgage payments up from 24 percent during third quarter 2007.

"It's reassuring that homeowners are addressing their mortgage issues earlier, however we need to continue to reach out to troubled homeowners to let them know there is help available," said Hernandez. "No matter the situation, HPF can provide options and information to keep more Americans out of foreclosure."

Key Statistics - Fourth Quarter 2007

Foreclosure can happen to anyone, regardless of socioeconomic status, demographic or type of mortgage. The following are current trends observed by hotline counselors:

    * California continues to be the top counseled state, accounting for 18 percent of the total call volume; Ohio ranked second (9 percent) and Illinois rounded out the top three with (5 percent).
    * Adjustable-rate mortgages, in aggregate, made up 48 percent of calls; fixed-rate mortgages accounted for 28 percent.
    * 61 percent of callers reported annual household incomes of less than $42,000; 15 percent of callers reported annual incomes of more than $60,000.

About the Homeownership Preservation Foundation

Founded in 2004, the Homeownership Preservation Foundation is a Minneapolis-based nonprofit dedicated to reducing foreclosures and preserving homeownership for American homeowners. The Foundation partners with city, county and state governments; federal government agencies; community-based nonprofit organizations; and mortgage companies to offer creative solutions to preserve homeownership. HPF's cornerstone service is the Homeowner's HOPET Hotline, a foreclosure prevention counseling service available free to American homeowners by calling 888-995-HOPE. For more information about the Homeownership Preservation Foundation or the Homeowner's HOPE Hotline, visit www.995hope.org.

Contacts

Homeownership Preservation Foundation
Tracy Morgan, 612-230-4023
tmorgan@995hope.org

Revenues to Increase For Debt Collection Industry

Debt Collection Industry Expert Expects Revenues to Increase to $22.2 Billion by 2011

Kaulkin Ginsberg projects the collection industry's revenues to increase to $22.2 Billion by 2011. Research shows that levels will continue to compound at an annual rate of 6% over the next several years. The seminal research report is available exclusively on insideARM.com, a division of Kaulkin Ginsberg that specializes in the latest collection news.

Bethesda, MD (PRWEB) September 20, 2007 - Revenues for the debt collection industry are projected to grow at an annual rate of six percent - from $16.7 billion in 2006 to $22.2 billion in 2011 - according to new research from Kaulkin Ginsberg, the leading provider of M&A, strategic advice, and research to the Accounts Receivable Management (ARM) industry.

Full results of the original research have been published in the 7th edition of The Kaulkin Report, a biennial overview of the industry, available for purchase online exclusively on insideARM.com, the industry's leading web portal. The report provides projections on how the industry is expected to evolve over the next five years, based on expert analysis of U.S. collections markets and scores of interviews with ARM company owners and executives.

"This edition of The Kaulkin Report will provide carefully-informed predictions about where the industry is headed in coming years," said Michael Klozotsky, a Kaulkin Media Research Analyst.

U.S. consumers will hold $3.2 trillion in outstanding credit in 2011. That will impact thousands of ARM companies in various competitive markets who will be charged with assisting creditors to convert delinquent receivables into cash when consumers fail to meet their financial obligations.

This research predicts that the largest of those markets--contingency (or third party) collectors--will grow to earn revenues of $11.6 billion by 2011. Over the same period, the fastest-growing ARM market will be collection law firms, which the report forecasts will grow at a significant compound annual rate of 16 percent between 2006 and 2011.

For more information about the 7th edition of The Kaulkin Report: The Future of Receivables Management, visit http://www.insidearm.com/store/index.cfm?fuseaction=product.display&Product_ID=30

About Kaulkin Ginsberg Company:

Kaulkin Ginsberg is the leading strategic advisor for accounts receivable management (ARM). For ARM service providers, our value-add services focus on analysis, growth, and exit strategies. For credit grantors, our focus is on optimizing receivables management strategies.

About insideARM.com:

Kaulkin Media provides news and information on the recovery of debt in all industries. We put the news in perspective, provide unique insight into challenges that face the industry, and facilitate collaboration among peer executives. Publications include
www.insideARM.com ™, www.jobsinsideARM.com , The ARM Insider™, Bank/Credit Card News, and other monthly e-newsletters for the accounts receivable management (ARM) industry. Kaulkin Media's analyst group conducts sector-specific research that provides a level of authority and in-depth analysis not found anywhere else.

Contact:

Michael R. Klozotsky
Analyst, Kaulkin Media
Tel: (301) 907-0840 ext. 123
email protected from spam bots

Press Contact: Michael R. Klozotsky
Company Name: Kaulkin Ginsberg Company
Phone: (301) 907-0840
Website:
http://www.insidearm.com/

Financial Portal Adds Domestic International Financing

Online Financial Portal Adds Domestic, International Financing

In addition to providing an online mortgage broker directory and residential loan help, LendingGateway.com now provides funding for Commercial projects in the US, Mexico, and Costa Rica.

San Diego, CA (PRWEB) January 14, 2008 -- LendingGateway.com is pleased to announce additional financial services including funding preconstruction and commercial loans in the United States, Mexico and Costa Rica. The addition of domestic and international commercial lending allows LendingGateway.com to service virtually any financial sector including credit debt repair, auto financing, insurance, tax debt relief, home purchase and refinance, and now international and domestic pre-construction and commercial loans.

"Our unique relationships with international lenders, hedge funds, industry contacts, and individual investors are key in getting challenging deals funded quickly whether the property under development is in the US or Mexico," remarks Alexander Capio, CEO of LendingGateway.com. "Our network offers us some really flexible and rapid financing of virtually any type of property in the US, Mexico, or Costa Rica. We're currently building out a European operation so we can become a truly international operation."

In addition to negotiating commercial loans and funding domestic residential loans, LendingGateway.com provides leads to the mortgage industry. "Of course we are still a major lead generator for mortgage and finance verticals including mortgage purchase and refinance, debt consolidation, auto finance, tax debt help, and various types of insurance," explains Sales Executive Ashley Noonan, "we continue to sell real time leads to the industry. Many of my client companies depend on our marketing efforts for their survival. We still provide a lender directory for consumers to shop as well as sending quality leads to banks, lenders, branches, and loan officers. And now, with all the marketing we're doing for commercial loans we are signing up lots of commercial lenders on both cost per lead and revenue share models to provide them with inbound calls."

LendingGateway.com's unique lender and investor relationships allow for funding of international loans in Mexico and Costa Rica up to $300 million and funding of domestic commercial loans up to $150 million. The company plans on being able to fund internationally up to $500 million by Q2 2008 as they add more investors and hedge funds to their list of partners.

Companies and individuals seeking help with a commercial loan simply fill out a short commercial loan application. Companies and individuals who are looking to put together funding in Mexico or Costa Rica can apply for an international loan here. LendingGateway.com's proprietary software quickly matches the party applying with a lender who will be able to fund the loan in the most advantageous and timely manner.

LendingGateway.com is a privately owned online advertising company working with lenders and consumers. Borrowers can get help with their loans by visiting to sign up for lender services or call toll-free (888) 278-4792.

Press Contact: Scott Olson
Company Name: Lending Gateway, LLC
Phone: 760-717-3470
Website:
http://www.lendinggateway.com/index.html

Sunday, January 13, 2008

Find a Debt Settlement Company that Guarantees Results

Absolute Debt Solutions Founder Advises Consumers to Find a Debt Settlement Company that Guarantees Results Before You Pay

Absolute Debt Solutions guarantees that consumers won't pay a cent until they get a signed guarantee.

Plano, TX (PRWEB) January 8, 2008 -- For consumers looking to get out of debt, the Founder and CEO of Absolute Debt Solutions, Tom Bates, advises looking for a debt settlement company that guarantees their results. Bates says as the debt settlement industry continues to establish itself, one thing that seems to be standard across the board is fees and lack of a guarantee.

"They all want to get paid and it is not cheap," says Tom Bates, Founder and CEO of Absolute Debt Solutions. "You will spend at least 12% of your total debt for your average debt settlement company to assist you in settling your unsecured debts. That is in addition to the continuing late fees from the bank."

So, he says a debt settlement company's advertisement that reads 40-to-60% savings is not really accurate and he advises reading the fine print.

"There is the issue of taxes when the 1099c comes from the bank," says Bates. "There goes another 14% based on the amount saved. So the sales pitch of 40-to-60% just fell to 15-to-25% saved. Well, if all they are going to get you is 15-to-25%, why do you need them? You don't. You need a company that has a track record that produces real debt settlements, with a solid guarantee. Plus, if they are so good at what they do, then why pay them one dime until the work is guaranteed? You don't pay anything 'til the car is back and running from the mechanic, right? How about the pool man or the yard man, or even the barber? Are you going to pay before your hair is cut? No -- and you should not pay 'til your debts are settled according to a signed guarantee."

Some companies come highly recommended and come with endorsements and affiliations. Bates says not to be fooled by meaningless certificates; many of these companies have paid thousands of dollars to become members of these organizations. On top of that, these organizations have no say in the acts of the company. In fact, Bates says, many of these organizations are run by owners and directors of settlement companies.

"The BBB, to my knowledge, has never been to any of their offices," says Bates. "Unless the company is certified and there are standard follow up procedures on a weekly or monthly basis, a framed certificate or trophy of affiliation is worthless. Accountability is everything."

Bates questions why people who are already in a financial decline should create more debt to resolve the problems they already have. He says the situation may get even worse than the one they're already in. If consumers pay a debt settlement company regularly for one or even two years, they will have paid thousands of dollars they can't afford and have saved little for the settlement unless they have a solid guarantee. "This does not sound to me like these companies have the consumers' best interests in mind," says Bates.

In most cases, creditors can and will settle for pennies on the dollar with the right approach. But Bates asks why consumers should pay anything until the work is done and guaranteed? Bates says debt settlement, like many other industries, should charge based on results.

"No debt settlement company can help you unless and until you have money to use for settlement," says Bates. "So until you have these funds, they are simply a mail box for you. And, should they stop the calls from the collectors, that's great -- or is it? If the bank can't call and can't write, what can they do? They can and in most cases will, file suit. Though a law suit is not the end of the world, they are not much fun. They will still settle, but at a much higher rate."

After more than a decade in the credit and finance industry, Tom Bates has developed a Debt Settlement company to assist consumers without being taken for a ride. Absolute Debt Solutions promises consumers pay nothing more than what is guaranteed for settlement, plus all graduates of the debt settlement program will receive free credit repair. For more information, please visit www.absolutedebtsolutions.biz.

About Tom Bates
Tom Bates, IAPDA, CDA,CDS, is President of Absolute Debt Solutions and Absolute Credit Repair Inc. He has spent the last 13 years in the credit and finance industry, managing some of the largest receivable companies in the world. Bates has developed a program that has proven results far above the competitors. He is IAPDA Certified (International Association of Professional Debt Arbitrators). Absolute has one goal in mind, your best interest. Absolute also offers additional discounts and services for active military and those with special medical needs.

Contact:
Tom Bates
IAPDA Certified Debt Arbitrator/Debt Specialist CEO
Absolute Debt Solutions Founder & CEO
Absolute Credit Repair Founder
1-877-255-6069
http://www.absolutedebtsolutions.biz

Press Contact: Tom Bates
Company Name: Absolute Debt Solutions Inc
Phone: 1-877-255-6069
Website:
http://www.absolutedebtsolutions.biz

Saturday, January 12, 2008

Want To Sell Your House Fast?

Need To Sell Your House Fast? Breathe A Little Easier

SellHouseAmerica.com is offering a brand new service that connects home sellers to professional home buyers throughout the United States. Home sellers provide SHA with some basic information about the house or property they need to sell and it is instantly made available to a buyer looking for real estate in that area.

Philadelphia, PA (PRWEB) January 11, 2008 -- For homeowners who need to sell their homes fast, http://www.sellhouseamerica.com offers a new online service connecting motivated home sellers with motivated home buyers. Finding a professional homebuyer may be just a click of your mouse away.

The grim outlook of the current real estate market has more than a few homeowners worried. For the average homeowner things may not be as bad as it is for a growing number of Americans who are couple late payments away from foreclosure. "We can help homeowners who not only want to sell, but need to sell, find a buyer fast," says Jon Christopher of SellHouseAmerica.com. If you are looking for a way to stop foreclosure, submit your information.

What does one do when they need to sell a house fast? The saying "You can lead a horse to water but you can't make him drink" comes to mind. Just a few years ago, simply putting a sign in the front yard would guarantee a quick sale. Those days are long gone; homeowners are at the mercy of buyers who are in no rush to buy. SellHouseAmerica.com puts home sellers in contact with professional home buyers who are looking for houses to buy in their local area.

If you want to sell fast, you must be prepared to sell at a discount when dealing with real estate investors. "The average investor is someone who relies on buying and selling homes as their income," says Jon Christopher, also a real estate investor, "Prepare to offer your home at a significant discount." Even if you have little or no equity in your home and you need to sell, a "short sale" can be done in many cases. This is when a real estate investor contacts the bank or mortgage company to negotiate a discount. A short sale is a very effective tool for someone who needs to stop or prevent foreclosure and preserve their credit.

Homeowners looking to sell a house fast can fill out a simple form with some basic information, and if it fits what an investor is looking for, they may be contacted immediately. Real estate investors subscribe to receive the homeowners information from different territories or metro areas by paying a small monthly fee. Investors are encouraged to use ethical business practices or can risk losing subscription rights to their area.

Sitting around and waiting for a house to sell can sometimes be out of the question, especially when a few months could result in losing your house. Contacting SellHouseAmerica.com can increase the odds of selling a house by connecting professional buyers and sellers of all types of real estate throughout the United States. Investors looking for real estate leads are encouraged to visit the site for more information and subscription prices.

About Sell House America:

SellHouseAmerica.com is offering a brand new service that connects home sellers to professional home buyers throughout the United States. Home sellers provide SHA with some basic information about the house or property they need to sell and it is instantly made available to a buyer looking for real estate in that area.

Contact:
Sell House America LLC
888-752-7056
http://www.sellhouseamerica.com
Email Us: info(at)sellhouseamerica.com

Press Contact: Jonathan Christopher
Company Name: Sell HouseAmerica LLC
Phone: 267-342-1856
Website:
www.sellhouseamerica.com

Thursday, January 10, 2008

Structured Settlement Company Reacts to Lower Interest Rates

Woodbridge Investments, LLC Reacts to Lower Interest Rates

http://www.woodbridgeinvestments.com/ has just announced that the recent announcement from the Federal Reserve will allow the company to lower their interest rates as well.

(PRWEB) September 30, 2007 -- http://www.woodbridgeinvestments.com/ has just announced that the recent announcement from the Federal Reserve will allow the company to lower their interest rates as well.

On September 18, 2007, the Federal Reserve surprised the world when it announced that it was taking an aggressive move in order to help fix financial markets in the United States. In order to help forestall negative effects on the economy, the Federal Reserve announced that it was going to cut interest rates by ½ point. Many industry experts expected that the rates would be cut by .25%, and were shocked when the Federal Reserve dropped the rate so much lower.

Scott Schwartz, the Director of Sales for Woodbridge Investments, LLC, has now announced that the declaration from the Federal Reserve gives Woodbridge Investments the ability to make their rates lower.

"Now is the time for people who are seeking a lump sum for a structured settlement, lottery or jackpot payment, or seller held notes on mortgage, to take advantage of lower rates to get the absolute highest value for their long term payout." Schwartz said.

Woodbridge Investments, LLC, is a company that is based in Studio City, CA. For over fourteen years Woodbridge Investments and their predecessor company has been buying lottery payments, annuities and structured settlements. They have quickly become one of the most active purchaser's of long term payouts and have always maintained that they have low prices and excellent customer service.

The company, available online at http://www.woodbridgeinvestments.com/ is excited to be able to offer even better rates for potential clients, thanks to the news from the Federal Reserve. The people working at Woodbridge Investments believe that the money made from a structured settlement, lottery winning or any other type of settlement belongs to the receiver, and should be paid on a schedule that is fitting for the payee, not the one paying the money.

For more information about Woodbridge Investments, LLC, visit http://www.woodbridgeinvestments.com/.

Press Contact: Robert Shapiro
Company Name: Woodbridge Investments
Phone: 866-865-7044
Website:
http://www.woodbridgeinvestments.com

Wednesday, January 9, 2008

Debt Settlement Industry Adds Member

Leader in Debt Settlement Industry Adds Stellar Member to Executive Team

James R. Partridge is welcomed by Debt Settlement America (DSA) as their newest executive team member. Mr. Partridge is serving DSA as their Director of Finance and Human Resources.

(PRWEB) December 13, 2007 -- Debt Settlement America (DSA) is pleased to welcome James R. Partridge as their newest team member. Mr. Partridge is serving DSA as their Director of Finance and Human Resources. Partridge brings with him a wealth of industry operational knowledge from his experience at another Dallas based debt settlement company. He also brings with him years of extensive experience in the area of human resources.

Some of Mr. Partridge's career highlights include executive experience and leadership positions at companies such as TXU, EDS and Diamond Shamrock. He has worked in many areas such as: compensations and benefits, employee management and recruitment, risk management and safety, mergers and acquisitions, employee and labor relations, and finance and accounting to highlight a few.

New DSA Finance & HR Director James R. Partridge mentions, "I look forward to the tremendous job opportunity here at DSA and contributing to DSA's bottom line growth. DSA is a company that is committed to integrity and getting their clients successfully through the program."

Chris Kesterson, DSA's President & CEO, states; "James Partridge is a welcome addition to DSA's leadership team. His unique background and work experience makes him a valuable asset to our future vision."

DSA is an accredited BSI The Association of Settlement Companies (TASC) Best Practices company and is also a member of the Texas Association of Businesses.

DSA's mission is to help people from all walks of life get a fresh start with their personal finances. Its experienced staff takes great pride in helping individuals and families turn grim financial situations into a fresh start. Debt Settlement America's debt settlement and debt arbitration services provide immediate and practical relief from creditors and from the anxiety associated with having debt problems. DSA is a proven leader in the industry and bases its company culture on three qualities it has set as company standards: HONESTY, RESPECT and PASSION.

Debt Settlement America (www.debt-settlement-america.com) was established in 2004, celebrating their three year anniversary this past summer. DSA is a proven industry leader.

Press Contact: Kathy Ward
Company Name: Debt Settlement America
Phone: 214-975-3320
Website:
http://www.debt-settlement-america.com

Tuesday, January 8, 2008

Investor Ranks Cash Flow Markets

NuWire Investor Ranks Top 10 Cash Flow Markets for 2008

NuWire Investor recently published its top 10 cash flow markets for real estate investors.

Bellevue, WA (PRWEB) January 7, 2008 -- NuWire Investor, an online financial news publication, recently released its rankings of the Top 10 Cash Flow Markets for 2008.

Appreciation is often the most significant form of profit for real estate investors, but it is harder to determine and higher in risk. Cash flow alone, rather than any potential for future appreciation, was used in ranking this list.

Rankings were determined based on an adjusted average rent payment for the area according to the rental vacancy rate. This value was compared to the amount spent monthly on mortgage payments and upkeep, including utilities, taxes and insurance. Mortgage payments were estimated based on an average loan and the median cost of a home in the area. Statistics were gathered from U.S. Census data.

Despite a slight population decline in the last few years, Rochester, N.Y., ranked number one because of its affordable housing prices, and low monthly upkeep and mortgage costs. Several Southern cities also made the list, including three from Texas. Texas also has an affordable housing market and many foreclosure opportunities for investors, particularly in San Antonio.

The Top 10 Cash Flow Markets are:

1. Rochester, New York
2. Montgomery, Alabama
3. Birmingham, Alabama
4. San Antonio, Texas
5. Garland, Texas
6. Buffalo, New York
7. Corpus Christi, Texas
8. Shreveport, Louisiana
9. Detroit, Michigan
10. Philadelphia, Pennsylvania

To view the full rankings, visit http://www.nuwireinvestor.com/articles/top-10-cashflow-property-markets-51396.aspx

NuWire Investor provides investment news on a range of alternative investment topics, such as U.S. and international real estate, tax liens and deeds, lending, franchising and others. For more information, and to access additional analysis, research, commentary and expert interviews, see NuWireInvestor.com.

Press Contact: Marie Langhout
Company Name: NuWire, Inc.
Phone: 888.588.7826
Website:
http://www.nuwireinvestor.com/

Thursday, January 3, 2008

Florida Foreclosures Increase 35%

South Florida Foreclosures Increase 35 Percent in 2007

Broward and Miami-Dade counties both see over 13,000 foreclosures.

Mt. Pleasant, PA  -  January 3, 2008 -- Default Research, the premier provider of lis pendens data in South Florida, is reporting that foreclosures are up 35 percent in 2007 in that area.    

According to Default Research, in Broward and Miami-Dade 1.75 percent and 1.45 percent respectively of households entered some phase of the foreclosure process in the last 12 months. Also in 2007, Broward saw foreclosures increase by 66 percent, while Miami-Dade had an increase of 27 percent.

"There is no end in sight for Florida foreclosures in 2008," said Serdar Bankaci, President/CEO of Default Research. "Median home prices are still decreasing as home inventories increase. That is a recipe for more foreclosures in South Florida. Last year we saw an average of about 220 foreclosures daily in our extensive coverage area in Florida."

Across the Sunshine State, the average median home price is $221,000. However, in the much more expensive South Florida, the average median home price in Broward and Miami-Dade is $346,800. The larger price tags for the properties in South Florida have, however, actually hurt the market and recovery.

"Many investors have been burned by the foreclosure crisis and are just walking away from the properties in South Florida," said Bankaci, who lists foreclosure sales two to three weeks ahead of the competition. "South Florida foreclosures will continue to rise as more ARMs reset and people are unable to make their payments. My statistics are showing that our bank foreclosure list will continue to grow and it is unlikely that South Florida will exit the foreclosure crisis in 2008."

Bankaci knows firsthand about the South Florida market because he lived there in 2004. He witnessed the "incredible" price increases and watched the number of condominiums increase almost daily. Unfortunately as the housing unit numbers grew, the demand and money began to decrease.

"There is significant demand for rental properties," said Bankaci, who offers his clients the freshest and most accurate foreclosures lists. "I urge our customers to buy and rent out properties while they weather the foreclosure storm. With foreclosure real estate selling for discounted prices, investors are buying properties, renting them and already getting a return on their investment."

Default Research is Florida's leader in foreclosure research. More information about Default Research can be found at its Web site: www.defaultresearch.com.

If you would like to learn more about this topic, or schedule an interview with Serdar Bankaci, please contact Josh Chernikoff at joshc @ defaultresearch.com.

Contact:
Josh Chernikoff
Default Research
Phone: 1-888-211-8396 x705
Email: JoshC @ defaultresearch.com


Press Contact: Josh Chernikoff
Company Name: Default Research Inc.
Phone: 1-888-211-8396 +705
Website:
www.defaultresearch.com