Loan Consolidator Blog

News and information about loan consolidation, loan refinancing, debt consolidation, and debt settlement. Debt consolidation is often advisable when someone is paying high interest credit card debt. Credit cards can carry a much larger interest rate than even an unsecured loan from a bank.

Thursday, June 25, 2009

Stock Market Trading Easier With New Stock Algorithm

UCTrend Technologies' New Stock Algorithm Makes Trading Easy

UCTrend Technologies – A new financial analysis website provides users with daily indications of Buy or Sell. UCTrend monitors around 5000 stocks, ETFs and indices and manages to outperform the S&P500.

New York, NY, May 8th -- With the stock market going off the wall, UCTrend Technologies' Co-Founders, Itay Golan and Omri Amit, created a calculator for the quickly-changing stock market.

UCTrend was established to answer the needs of investors to get an extra tool that will enable them to see the direction of the market. The service costs $15 or $25 a month and is based on an advanced mathematical algorithm, created in 2000 and developed since, which measures the quoted value of each security and compare it to its intrinsic value.

When Itay Golan, UCTrend Technologies Co-Founder and Owner, says, "I am predicting the future instead of gambling on it," he knows what he is talking about. Along with his partner, Omri Amit, the two developed a stock algorithm that follows and analyses the market in real time.

Golan and Amit believe in simplicity for the user, "We figured out a way to realize the market in a secure way that is visible and recognizable to the investing public." The UCTrend online calculator provides a market trend indications service that gives independent research on each stock's volume and price. Through a manually setup watchlist, the user is able to easily follow stocks, buy and sell, receive ETF's and reports.

For additional information on UCTrend Technologies' Calculator, contact Itay Golan at itay.g@uctrend.com, or visit http://www.UCTrend.com

Contact Information
UCTrend Technologies
Itay Golan
914-960-4686
itay.g@uctrend.com
uctrend.com

Sunday, April 19, 2009

Medical Brokers Launches Medical Businesses and Real Estate Website

United Medical Brokers Launches Website Dedicated to Purchase and Sale of Medical Related Businesses and Real Estate

New York, NY, April 01, 2009 -- United Medical Brokers announced its nationwide launch today from its corporate headquarters. United Medical Brokers www.unitedmedicalbrokers.com is now offering nationwide brokerage services for buyers and sellers of medical practices, medical related businesses, and medical related real estate.

The company is a division of Bridge Business and Property Brokers which is a leading business brokerage firm. Bridge was recently named to the INC 500 list of fastest growing companies. Currently there is no firm that offers nationwide support for buyers and sellers of medical related businesses.

United will maintain medical transaction specialists at each of its offices to support the diverse needs of medical business clients. The Managing Partner of the firm is Robert Flynn who spent most of his career with the publicly traded $3 billion London based Cookson Group plc as a senior executive; he brings decades of transaction related experience to the company.

The firm's growth strategy includes affiliations with leading national providers of medical business related services that are positioned to quickly identify medical related transaction opportunities. Prudential Real Estate has joined as an affiliate to serve the medical related real estate needs of United Medical Broker clients across the United States. Priority Leasing is also affiliated to provide medical equipment financing services.

"I am very excited about this expansion of our successful brokerage model. Medical related businesses continue to prosper during these difficult economic times. The long-term fundamentals look exceptionally positive and we are positioned to capitalize on them. Near term the health related policies being planned and executed by the new presidential administration will create further demand for our services," said A.J. Caro, founder of Bridge Business and Property Brokers.

Bridge's President also voiced excitement stating, "The launch of this division shows our commitment to dominating the marketplace by offering expert services to specific vertical markets."

For more information visit the company website at www.unitedmedicalbrokers.com

Contact Information
United Medical Brokers
Robert A. Flynn
401-744-0320
rflynn@unitedmedicalbrokers.com
unitedmedicalbrokers.com

Thursday, April 2, 2009

Compliance Training Program To Reflect New TLGP Revisions

Edcomm Banker'S Academy Updates Compliance Training Program To Reflect New TLGP Revisions

Edcomm Banker's Academy has made an immediate update to its compliance training program to reflect recent revisions made to the Temporary Liquidity Guarantee Program (TLGP).

Mar 23, 2009 - New York, NY  - Edcomm Banker's Academy has made an immediate update to its compliance training program to reflect recent revisions made to the Temporary Liquidity Guarantee Program (TLGP). Focus on Compliance has been updated to include this new information as part of Edcomm Banker's Academy's commitment to providing financial institutions with the most up-to-date, accurate information. Regulatory changes are immediately updated in Banker's Academy's content.

According to the new changes made to the TLGP, entities participating in the debt guarantee program may issue certain FDIC-guaranteed Mandatory Convertible Debt (MCD). The intent of this amendment is to give eligible entities additional flexibility to obtain funding from investors with long-term investment horizons and to reduce the concentration of FDIC-guaranteed debt maturing in mid-2012 that might otherwise have to be rolled into new debt.

Focus on Compliance, from Edcomm Banker's Academy, is a computer-based, distance-learning program, and can be delivered via Internet, Intranet or CD-ROM. The program teaches banking compliance using easy-to-understand language in an interactive, self-paced format. Participants learn from their own perspective, with a curriculum customized to their position. Focus on Compliance covers: Bank Secrecy Act (BSA), Anti Money Laundering (AML), USA PATRIOT Act, OFAC, Privacy, Reg P, Gramm-Leach-Bliley Act, Right to Financial Privacy, Sarbanes-Oxley (SOX), Reg CC & Check 21, Reg D, Reg E, Reg Z, Truth in Lending, FCRA, FACT Act, HMDA, CRA, and Bank Bribery, among others. The program also includes a quick reference guide to all banking regulations, as well as a glossary of terms and a library of reference materials.

For more information about programs like this, or to find out how The Edcomm Group Banker's Academy can customize any training program, log onto www.bankersacademy.com or call 888-433-2666.

The Edcomm Group Banker's Academy is a 21-year-old multimedia education and communication consulting firm specializing in the development of creative business solutions that improve productivity, customer service and market share - providing bottom-line results. The Edcomm Group Banker's Academy has had the privilege of assisting many distinguished clients with business solutions in the form of eLearning programs, classroom instruction, multimedia production and online and print based documentation. Edcomm Banker's Academy offers many off-the-shelf and customized courses such as Teller Training, Compliance Training and Systems Training specifically designed for Banks, Credit Unions and Money Services Businesses (MSBs).

The Edcomm Group Banker's Academy (www.bankersacademy.com) is headquartered in New York City with locations and representation throughout the world.

Contact:
Linda Eagle
Edcomm Banker's Academy
21 Penn Plaza Suite 1010
New York, NY 10001
888-433-2666
linda.eagle@edcomm.com
http://www.bankersacademy.com

Thursday, January 22, 2009

No Apology From Allina For 18 percent Interest Rate

 Allina Hospitals & Clinics Responds to Attorney General's Suit

MINNEAPOLIS - January 2009 -- In response to a lawsuit filed today by the Minnesota Attorney General's Office, Allina Hospitals & Clinics made the following statement:

"Allina Hospitals & Clinics is surprised by the Attorney General's action today. Allina had been analyzing various proposals to modify MedCredit's interest rate structure for some time, and prior to the filing of this suit, Allina had made the decision to reduce the interest rate on all current and future MedCredit accounts to eight percent, regardless of the size of the balance. Allina communicated this to the Attorney General in December of 2008. Allina believes that this new rate structure is in the best interests of our patients who would benefit from the ability to pay their medical bills over time.

"While Allina believes the new rate of eight percent is appropriate going forward, it should be noted that the previous rate structure, which included a sliding interest rate scale based on the balance due, was fully consistent with Minnesota law, and was clearly communicated to all patients who participated in the program. The program is considered "open-ended credit," meaning that patients can use the program on an ongoing basis for subsequent care. The rates previously charged by Allina are consistent with Minnesota law for this type of credit.

Allina believes that MedCredit remains a valuable tool to help some patients pay their medical bills and that it may be a better alternative to financing such debt through a credit card, which may charge a much higher interest rate. Allina does not deny care to anyone based on inability to pay, and works with patients to help ensure they receive all possible forms of assistance in paying their medical bills, including free care or government assistance programs. Allina offers free care to individuals and families whose income is less that 275 percent of Federal poverty guidelines.

"Allina believes the allegations contained in the complaint are without merit and that the MedCredit program is fully compliant with the law. Allina looks forward to discussing this matter further with the Attorney General, and bringing it to a timely resolution."

Allina Hospitals & Clinics is a not-for-profit health care system of hospitals, clinics and other patient care services that provides exceptional care to communities throughout Minnesota and western Wisconsin and employs more than 22,000 people. Allina Hospitals & Clinics facilities, services and jobs can be found online at www.allina.com.

Contacts

Allina Hospitals & Clinics
David Kanihan, 612-262-4986
david.kanihan@allina.com
Cell: 612-867-2845


The lawsuit names as defendants both Allina Health System and its subsidiary, Accounts Receivable Services, a debt collection agency owned by Allina that does business under the name MedCredit Financial Services. It seems odd to me that they lowered the rate to 8% which happens to be the legal limit. As a non-profit perhaps they should consider lowering the rate still further, since that could only be in the best interests of their clients...

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Friday, December 19, 2008

How To Have Effective Human Resource Management In A Down Economy

Effective Human Resource Management In A Down Economy

Learn how to drive employees to higher levels of business performance by proper management.

This free publication from Taleo is a white paper that explores the crucial relationship between talent management strategies, HR processes, and management practices. It covers the important advantages that can be realized by companies and organizations that are now coping with the current economic downturn. It explains why good human resources, executive management, and management of specific talent is a key issue for all businesses on a global basis and will remain a central strategy in any economic situation.

Talent management in a low or negative growth economy can offer new opportunities like internal organizational mobility, performance management QA, and increased quality of hires. This can deliver significant increase to business performance benefits, even in the midst of financial constraints. Using historical data and demographic trends this white paper dispels many misconceptions that suggest HR's focus is must be narrowed when markets and the economy decline.

This timely free publication can show you how to use talent management principals to cut costs and still boost productivity while you:

. Review, refine, and re-release existing resources to expand into new business and trade markets.
. Manage employee performance to better serve corporate goals.
. Concentrate on bringing new skills in-house to fill voids or reinforce areas in need.
. Deploy new product or service development and bolster retention programs to reduce churn.

We were very surprised this publication was made available without cost. The content is significant, timely, and seems to be very up to date. Anyone in an HR department or senior management could benefit from this free white paper. To get a copy, click here.


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